Joe Spellman —Branch Manager & National Recruiter
Professional enough to inspire confidence, personal enough to make every client feel like family.
Joe Spellman
Branch Manager & National Recruiter — NEXA Lending
Joe Spellman is the Branch Manager of Family First Mortgage USA, powered by NEXA Lending — the #1 mortgage broker in the nation. With access to 320+ lenders and a deep commitment to putting families first, Joe delivers the competitive rates and personal service that big banks simply cannot provide. Whether you are a homebuyer, a mortgage professional looking to grow through NEXA Lending, or a real estate agent building your business with AXEN Realty, Joe has a platform and a path for you.
Unlike loan officers at traditional banks who are limited to a single institution's products, Joe shops the entire market on your behalf — comparing rates and programs across 320+ lenders to find the best fit for your unique situation. Joe closes in 9–16 days on average, reducing Rate Lock per diem costs and giving sellers confidence your deal will close. Based in Spring Hill, FL, Joe serves clients across Florida and nationally.
“My goal is simple — to make sure every client feels informed, respected, and confident from first call to closing day.”
320+
Lender Partners
9–16
Days Average Close Time
5★
Client Rating
#2729829
Branch — Licensed & Regulated